David Pacheco - Mortgage Agent Level 2 at Mortgage Intelligence in Waterloo, ON
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David Pacheco

Mortgage Agent Level 2

Lic # 10428



(888) 587-2221 ext. 1

Languages: English, Spanish

Specialties: Residential Mortgages, Commercial Mortgages

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About Me

About Me

Hello… Thank you for your interest in Mortgage Intelligence! As a dedicated mortgage professional I have access to over 50 competing banks, trust and life insurance companies and have the negotiating strength to get the most competitive mortgage rates that satisfies your financial goals.

My business is built primarily through referrals from satisfied customers, which means your positive mortgage experience is essential!

Let us do the negotiating!! Having the size of Canada's largest mortgage brokerage firm behind us allows us to negotiate with Canada's leading financial institutions. We will work together to not only find the right mortgage but also the one with the right conditions.

Best of all, we are compensated by the lender you choose to deal with, so not only do we save you time and possibly thousands on your mortgage, all of this is at NO COST to you (O.A.C.)

There is a secure application within this homepage that you can use for your mortgage needs. Once completed it will be sent via email directly to me for completion. Please ensure you fill out the mandatory fields. I can also be reached by email below for any questions you may have. I look forward to hearing from you.

Spanish / Español

Hola!…Gracias por su interés en visitar mi página web aqui en Mortgage Intelligence, (Hipoteca Inteligente) La compra de vivienda es una de las inversiones mas importantes para la mayoría de las personas, y es un hecho que vivimos con gran entusiasmo. Sin embargo, escoger entre la variedad de opciones de financiamiento que existen en la actualidad puede ser abrumador. Por eso es muy importante estar bien informado para poder encontrar la hipoteca que mejor se adapte a sus necesidades.

Como agente hipotecario poseo el conocimiento de los varios productos ofrecidos por más de 50 instituciones de crédito de hipoteca (bancos/instituciones finacieras, agencias de seguros, etc ) a través de Canadá y puedo buscarle las mejores opciones para su situación, negociar por usted el mejor interés y dirigirle con el proceso del préstamos. Todo esto si ningun costo para usted!! (OAC)

Espero poder servirle y brindarle mi mejor servicio. Si desea usted puede aplicar online solo tiene que ingresar a Apply Online en esta pagina y llenar una básica informacion acerca de usted.

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Commercial Mortgages

Commercial Mortgages fall into their own class of financial products. As a result of this you will need to work with a broker who specializes specifically in commercial mortgages. They are different because there is no standard methodology that all lenders use to underwrite them so they require a lot more expertise to successfully put together.

Lenders typically underwrite each commercial mortgage transaction according to the merits of the proposal and the financial strength of the borrower. Once the lender is satisfied with the risk in funding the commercial mortgage or project, they will then decide on price.

Our commercial mortgage professionals arrange complex funding for client projects utilizing strong relationships across the entire commercial lending community. Our team of commercial mortgage brokers are experts when it come to commercial lending types and posses the knowledge and understanding of the niche each lender serves, loan types they prefer as well as what security, interest rates, fees and debt service coverage meet the criteria of those lenders. They will help you determine the right lender and mortgage for your investment.

We will ensure that your financial needs are matched with the right lender so you can get the highest possible rate of success for your investment. Commercial lending is very different from residential mortgages and are subject to a strict set of criteria. The participants in this market are chartered banks, credit unions, life insurance companies, mortgage investment companies, and non-institutional companies. Each have a unique portfolio structure, pricing matrix, and appetite for specific loan types and industries. It's important to seek the advice of a mortgage broker to ensure that your requirements are satisfied, and you get the mortgage that helps you reach your short term and long terms investment objectives. Contact us to get started and take your first step into making your project a reality.

See how much you can afford

See how much you can afford

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Today's Exclusive Mortgage Intelligence Rates

As of March 29, 2023

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* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&OE

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