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Pat Cornelio
Mortgage Agent Level 2
10428
Work
(647) 224-1002Cell
(647) 224-1002Languages: English, Italian
Specialties: Residential Mortgages, Commercial Mortgages
Apply NowAbout Me
Thank you for visiting my web page. Mortgage Intelligence is a strong leader in the finance industry, which is one of the reasons why I decided to be a part of this organization. It has enabled me to provide greater service to clients to tailor a mortgage that is in their best interest. I can present prudent financing options for first time buyers, refinancing or renewing an existing mortgage, equity mortgages and debt consolidations.
With an array of options in today’s market place we can sit down and strategize which avenue is best for you. My affiliation with diversified institutions allows you to have this choice. As a member of the Canadian Institute of Mortgage Brokers and Lenders I can assist you with all your finance needs.
As a homeowner and family man myself, I understand that each decision made may affect more than just a mortgage payment or interest rate. I take pride with having developed a trustworthy and professional reputation amongst my clients and colleagues. Having owned and operated a business for over 20 years, I understand what it takes to meet dead lines and provide the best customer service before, during and after a transaction takes place.
With so many choices in this market I can advise you, but you make the decision! I look forward to doing business with you from just a phone call away.
7 reasons to use a Mortgage Broker over your Bank
Check it outCommercial Mortgages
Commercial Mortgages fall into their own class of financial products. As a result of this you will need to work with a broker who specializes specifically in commercial mortgages. They are different because there is no standard methodology that all lenders use to underwrite them so they require a lot more expertise to successfully put together.
Lenders typically underwrite each commercial mortgage transaction according to the merits of the proposal and the financial strength of the borrower. Once the lender is satisfied with the risk in funding the commercial mortgage or project, they will then decide on price.
Our commercial mortgage professionals arrange complex funding for client projects utilizing strong relationships across the entire commercial lending community. Our team of commercial mortgage brokers are experts when it come to commercial lending types and posses the knowledge and understanding of the niche each lender serves, loan types they prefer as well as what security, interest rates, fees and debt service coverage meet the criteria of those lenders. They will help you determine the right lender and mortgage for your investment.
We will ensure that your financial needs are matched with the right lender so you can get the highest possible rate of success for your investment. Commercial lending is very different from residential mortgages and are subject to a strict set of criteria. The participants in this market are chartered banks, credit unions, life insurance companies, mortgage investment companies, and non-institutional companies. Each have a unique portfolio structure, pricing matrix, and appetite for specific loan types and industries. It's important to seek the advice of a mortgage broker to ensure that your requirements are satisfied, and you get the mortgage that helps you reach your short term and long terms investment objectives. Contact us to get started and take your first step into making your project a reality.
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As of October 04, 2023
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