Improve Credit

Is your credit keeping you from the best mortgage rates?

Your credit history is an integral part of the mortgage approval process because that history is a reliable indicator of how you will manage your mortgage and your finances in the future.

Your credit score provides a snapshot of your perceived lending risk at a particular moment in time. It can change from month to month, which provides a great opportunity for you to improve your score if you need to with the right credit behaviours.

Unfortunately, a less-than-stellar credit rating can affect your ability to get the best mortgage rates. You may not realize how much money your credit situation could cost you. That’s why it’s a good idea to talk a mortgage broker as soon as you can. Your mortgage broker can review your situation and coach you on how best to improve your credit over time. As your good credit history becomes established, in due course your borrowing options will increase. If you wish to get a mortgage while you work on bettering your score, your mortgage broker can also advise you on how that may be possible.

Your good credit is your passport to financial opportunities!

How do you maintain a good credit score?

For a better idea of how your credit score affects your borrowing capacity, we invite you to browse the Equifax website.

Improve Credit

Sachin More

Mortgage Agent Level 1


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